Last updated: March 2026

Terms of Service

1. Acceptance of terms

By using Joyabl, you agree to these terms. If you do not agree, do not use the platform. These terms are governed by the laws of New South Wales, Australia.

2. The platform

Joyabl provides tools to create event pages, manage guest lists, and receive gift contributions. We are a technology platform, not a bank or financial institution. Contributions are processed by Stripe on our behalf.

3. Fees

Joyabl charges a platform fee of 4.98% (GST inclusive) on each contribution received. This fee covers payment processing costs and the Joyabl platform fee. The net amount after fees is made available to the event organiser.

4. Payouts

Event organisers may request a payout of their available balance at any time. Payouts are processed to the Australian bank account provided by the organiser. We aim to process payout requests within 5 business days. Joyabl is not responsible for delays caused by banking institutions.

5. Refunds

Contributors may request a refund within 30 days if the event organiser agrees. Refund requests should be directed to the event organiser in the first instance. Joyabl will process approved refunds via Stripe.

6. Acceptable use

You agree not to use Joyabl to:

  • Engage in fraudulent, misleading, or illegal activity.
  • Collect contributions for events that do not exist or are materially misrepresented.
  • Violate the rights of any third party.
  • Attempt to circumvent our fee structure.

7. Account termination

We may suspend or terminate accounts that violate these terms, with or without notice. Funds held on behalf of a terminated account will be returned to the organiser after deducting any applicable fees, subject to verification.

8. Limitation of liability

To the extent permitted by Australian law, Joyabl's liability is limited to the fees paid by you in the 12 months preceding the relevant event. We are not liable for indirect or consequential losses.

9. Changes to these terms

We may update these terms from time to time. We will notify you of material changes by email. Continued use of the platform after notice constitutes acceptance of the updated terms.

10. Contact

For questions about these terms, contact us at hello@joyabl.com.